Judy Guest's Blog Posts

Your House May Be High On The Buyer Wish List This Holiday Season

Your House May Be High on the Buyer Wish List This Holiday SeasonAround this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who

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Do You Have Enough Money Saved For A Down Payment

Do You Have Enough Money Saved for a Down Payment?One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, 

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Have You Ever Seen A Housing Market Like This

Have You Ever Seen a Housing Market Like This?The year 2020 will certainly be one to remember, with new realities and norms that changed the way we live. This year’s real estate market is

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Sellers Are Returning To The Housing Market

Sellers Are Returning to the Housing MarketIn today’s housing market, it can be a big challenge for buyers to find homes to purchase, as the number of houses for sale is far below the

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Current Buyer Seller Perks In The Housing Market

Current Buyer & Seller Perks in the Housing MarketToday’s housing market is making a truly impressive turnaround, and it’s also setting up some outstanding opportunities for buyers;

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Homeownership Rate Continues To Rise In 2020

Homeownership Rate Continues to Rise in 2020So far, it’s been quite a ride this year, and our nation has truly seen its fair share of hurdles. From COVID-19 to record unemployment and then the

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Mortgage Rates Hit Record Lows For Three Consecutive Weeks

Mortgage Rates Hit Record Lows for Three Consecutive WeeksOver the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way

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A Historic Rebound For The Housing Market

A Historic Rebound for the Housing MarketPending Home Sales increased by 44.3% in May, registering the highest month-over-month gain in the index since the National Association of Realtors;(

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What Are The Experts Saying About Future Home Prices

What Are the Experts Saying About Future Home Prices?A worldwide pandemic and an economic recession have had a tremendous effect on the nation. The uncertainty brought about by both has made

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1 Financial Benefit Of Homeownership

#1 Financial Benefit of Homeownership: Family WealthWhile growing up, we were taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is

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Will Home Values Appreciate Or Depreciate In 2020

Will Home Values Appreciate or Depreciate in 2020?With the housing market staggered to some degree by the health crisis the country is currently facing, some potential purchasers are questioning

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Confused About The Economic Recovery Heres Why

Confused About the Economic Recovery? Here’s Why.As we continue to work through the health crisis that plagues this country, more and more conversations are turning to economic recovery. While we

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Uncertainty Abounds In The Search For Economic Recovery Timetable

Uncertainty Abounds in the Search for Economic Recovery TimetableEarlier this week, we discussed how most projections from financial institutions are calling for a quick V-shaped recovery

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Recession Yes Housing Crash No

Recession? Yes. Housing Crash? No.With over 90% of Americans now under a shelter-in-place order, many experts are warning that the American economy is heading toward a recession, if it’s not in

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Looking To The Future What The Experts Are Saying

Looking to the Future: What the Experts Are SayingAs our lives, our businesses, and the world we live in change day by day, we’re all left wondering how long this will last. How long will we feel

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Why The Stock Market Correction Probably Wont Impact Home Values

Why the Stock Market Correction Probably Won’t Impact Home ValuesWith the housing crash of 2006-2008 still visible in the rear-view mirror, many are concerned the current correction in the stock

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Three Reasons Why This Is Not A Housing Crisis

Three Reasons Why This Is Not a Housing CrisisIn times of uncertainty, one of the best things we can do to ease our fears is to educate ourselves with research, facts, and data. Digging into past

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The 1 Misconception In The Home Buying Process

The #1 Misconception in the Homebuying ProcessAfter over a year of moderating home prices, it appears home value appreciation is about to reaccelerate. Skylar Olsen, Director of Economic

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How Pricing Your Home Right Makes A Big Difference

How Pricing Your Home Right Makes a Big DifferenceEven though there’s a big buyer demand for homes in today’s low inventory market, it doesn’t mean you should price your home as high

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Should I Sell My House This Year

Should I Sell My House This Year?If one of the questions you’re asking yourself today is, “Should I sell my house this year?” the current Housing Opportunities and Market

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Make The Dream Of Homeownership A Reality In 2020

Make the Dream of Homeownership a Reality in 2020In 1963, Martin Luther King, Jr. led and inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and

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Expert Insights On The 2020 Housing Market

Expert Insights on the 2020 Housing MarketWhen closing out another year, it’s normal to wonder what’s ahead for the housing market. Though there will be future inventory issues, we expect

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When A House Becomes A Happy Home

When a House Becomes a Happy HomeWe talk a lot about why it makes financial sense to buy a home, but more often than not we’re drawn to the emotional reasons for homeownership.No matter

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The Biggest Issue Facing Housing Next Year

The Biggest Issue Facing Housing Next YearThis coming year the housing market will be defined by 3 things- inventory, interest rates, and appreciation.  But the biggest issue the

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Is A Bigger House Within Your Budget

Is A Bigger House Within Your Budget?At this time of year, many families come together to celebrate the season. It’s also the time when many realize their homes are just not quite big enough to

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The True Cost Of Not Owning Your Home

The True Cost of Not Owning Your HomeThere are great advantages to owning a home, yet many people continue to rent. The financial benefits are just some of the reasons why homeownership

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How Long Can This Economic Recovery Last

How Long Can This Economic Recovery Last?The economy is currently experiencing the longest recovery in our nation’s history. The stock market has hit record highs, while unemployment rates are at

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The 1 Reason To List Your House In The Winter

The #1 Reason to List Your House in the WinterMany sellers believe spring is the best time to put their homes on the market because buyer demand traditionally increases at that time of year. What

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Thinking Of Selling Your Home The Waiting Is The Hardest Part

Thinking of Selling Your Home? The Waiting Is The Hardest Part.Tom Petty famously penned the words, “the waiting is the hardest part” in his early 80’s hit song The Waiting,;

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Buying A Home Can Be SCARYUntil You Know The FACTS

Buying a home can be SCARY…Until you know the FACTS Some Highlights:Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops

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Homeownership Is The Top Contributor To Your Net Worth

Homeownership is the Top Contributor to Your Net WorthMany people plan to build their net worth by buying CDs or stocks, or just having a savings account. Recently, however, Economist 

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62 Of Buyers Are Wrong About Down Payment Needs

62% of Buyers Are Wrong About Down Payment NeedsAccording to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down

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Should You Fix Your House Up Or Sell Now

Should You Fix Your House Up or Sell Now?With the fall season upon us, change is in the air. For many families, children are growing up and moving out of the house, maybe leaving for college or

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One Of The Top Reasons To Own A Home

One of the Top Reasons to Own a HomeOne of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of

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Things To Avoid After Applying For A Mortgage

Things to Avoid After Applying for a MortgageCongratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new,

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Home Sales Expected To Continue Increasing In 2020

Home Sales Expected to Continue Increasing In 2020Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020

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5 Reasons To Sell This Fall

5 Reasons to Sell This FallBelow are 5 compelling reasons listing your home for sale this fall makes sense.1. Demand Is StrongThe latest Buyer Traffic Report from the National

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Whats The Latest On Interest Rates

What’s the Latest on Interest Rates?Mortgage rates have fallen by over a full percentage point since Q4 of 2018, settling at near-historic lows. This is big news for buyers looking to get more for

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Experts Predict A Strong Housing Market For The Rest Of 2019

Experts Predict a Strong Housing Market for the Rest of 2019We’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering

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Seniors Are On The Move In The Real Estate Market

Seniors Are on the Move in the Real Estate MarketDid you know August 21st is National Senior Citizens Day? According to the United States Census, we honor senior citizens today

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Busting The Myth About A Housing Affordability Crisis

Busting the Myth About a Housing Affordability CrisisIt seems you can’t find a headline with the term “housing affordability” without the word “crisis” attached to it. That’s because

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American Confidence In Housing At An AllTime High American Confidence In Housing At An AllTime High

American Confidence in Housing at an All-Time HighFannie Mae just released the July edition of their Home Purchase Sentiment Index (HPSI). The HPSI takes information regarding

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Why Now Is The Perfect Time To Sell Your House

Why Now Is the Perfect Time to Sell Your HouseAs a homeowner, it’s always tempting to dream about the next big project you’re going to tackle. The possibilities are endless. Should I renovate?

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Millionaire To Millennials The Costly Mistake Of Not Buying Now

Millionaire to Millennials: The Costly Mistake of Not Buying NowOn his personal website, self-made millionaire David Bach makes a striking statement:  “Not prioritizing homeownership

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What Experts Are Saying About The Current Housing Market

What Experts are Saying About the Current Housing MarketWe’re halfway through the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what

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Home Price Appreciation ForecastQuestions continue to come up about where home prices will head throughout the rest of this year, as well as where they may be going over the few years beyond.We’ve

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The Cost Of Waiting Interest Rates Edition

The Cost of Waiting: Interest Rates Edition [INFOGRAPHIC]Some Highlights: Interest rates are projected to increase steadily heading into 2020. The higher your interest rate, the more

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Americans Powerful Belief In Homeownership As An Investment

Americans’ Powerful Belief in Homeownership as an InvestmentThe Federal Reserve Bank (The Fed) recently released their 2019  Survey of Consumer Expectations Housing Survey. The

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Nows The Time To MoveUp And Upgrade Your Current Home 8 2019 68673

Now’s the Time to Move-Up and Upgrade Your Current Home!Homes priced at the top 25% of the price range for a particular area of the country are considered "premium homes." In today’s real estate

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Jul 2 2019 68673 Know What To Expect At Your Home Inspection

Know What to Expect at Your Home InspectionSo you made an offer and it was accepted. Now, your next task is to have the home inspected prior to closing. Agents oftentimes make your offer

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Time For Your Dream Home Gen X

Time for Your Dream Home, Gen X!During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices,

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